Mtaram's Daze » Friends

Hi – Gaurav Sharma

Gaurav — Wed, 31 Aug 2011 20:20:57 +0000

Hi everyone… Though its been long that I’ve been associated with Mtaram, however never been able to actively follow it. You can see as I’m writing my first post now, so please help me to improve on my post writing skills & I’ll make sure that I improvise on suggestions…..

Parenting To Raise Financially Smart Children

February 7, 2012

"Someone's sitting in the shade today because someone planted a tree a long time ago." Warren Buffet This quotation, it made me think that this is what children that were taught to be financially smart turned out as adults. This next made me feel that it was just not important to send children to school to learn how to count and write, but as parents to teach them about the value of certain aspects in life. With consumerism overtaking the economy even in developing countries of the world like India, many youngsters are having easy accessibility to credit cards and EMI’s, making our children realize the difference between a real want and need would make them financially smart for a lifetime. Hence smart parents should assume a vital role to render useful lessons of financial...

Buying Term Life Insurance

February 7, 2012

Buying insurance for protection and wealth creation has always been a very complicated task involving careful analyzes. The analysis involves the amount of coverage, reason for coverage and the term/time that the cover is required. Term policies taken for a specified period of time like 5, 10, 15, 20, or even 30 years helps to look after family’s financial commitments like education and marriage of our children and the day to day expenses for a reasonable standard of living. Term insurance policies that resemble motor/house insurance are not subject to the law of indemnity as damage due to human life cannot be measured. Taken for a specified period when financial obligations have to be met, no money is generally paid back if death does not occur in the period. A...

6 Financial Planning Misconceptions Demystified

February 7, 2012

Let’s start the useful exercise: Financial planning may mean different things for different people. Some assume that they need no financial planning as they have very little finances. Still others believe that once they have invested their savings for future their task is over. In addition some pre-conceived notions that company we work for, pays our medical and hospitalization expenses so we need no reserve, combined with the notion that a life insurance policy takes care of death, disability and accidents. The need for no financial planning is complemented with the myth especially among the young that their retirement is far away and they could easily plan for it just a few years in advance. To further complement this myth that our ancestors would leave behind estate and...

Do You Do Your Regular Financial Check-ups?

February 7, 2012

Just start the financial check-up: Noel Whittaker said, “Life is full of uncertainties. Future investment earnings and interest and inflation rates are not known to anybody. However, I can guarantee you one thing.. those who put an investment program in place will have a lot more money when they come to retire than those who never get around to it”. This meaningful quotation made me realize that we need to make regular financial check-ups to ensure that we have enough to meet our financial goals in life. Planning for financial goals require taking into consideration the present rates of earnings on investments, future earnings and rate of inflation that would affect our lifestyle and financial goals. It is vital that we all realize that regular reviewing our finances...

Are You Guilty Of Financial Infidelity With Your Partner?

February 7, 2012

Stories of financial infidelity: Mahesh, a successful upcoming software engineer’s life was in a real mess; it is good he realized it at least now. He had come to meet me for financial advice and plan. He started doing online trade after learning that his colleagues were making a lot of money. But he had lost heavily due to his ill-luck, inexperience and lack of knowledge. He indulged in tactics of taking loan from one to repay the other and taking loans from another to repay the earlier loan. Mahesh was in debt to the extent of 20 lacs, and his creditors were pressurizing him to pay back loans given. So far he has not disclosed all these things to his young loving wife, Lekha. Mahesh believed that Lekha was no good at finances and was just home bound. He also believed that he...

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Please Support Sahas

Utkarsh — Thu, 22 Jul 2010 20:35:56 +0000

Sahas Mehra is 17 years old and resides in Mumbai. He loves football and enjoys reading and listening to music. He started off with his very first year in college but didn’t get a chance to appear for his final exams. A month before his 17th birthday he was diagnosed with Philadelphia ALL, a high-risk blood cancer. What followed was hospital stays, transfers, complications and chemotherapy. But this was not enough. The family was told that a Bone Marrow Transplant would be essential to give him a chance to survive. There is no marrow match within the family. A Non-Related Allogenic transplant is recommended. The estimate letter provided by the hospital is for a minimum of Rs. 51 lakh (around $106250) , if complications don’t occur. This is not something the family can afford. This blog is an attempt at creating awareness about his case because financial support for the transplant is needed on an urgent basis. We also hope to create awareness about the the primary reason for the unaffordable cost of treatment – lack of a proper bone marrow registry in India.

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Why do students fail in exams…?

Ridhima — Thu, 11 Feb 2010 17:14:36 +0000

It’s not the fault of the student if he fails, because the year ONLY
has 365′ days.

Typical academic year for a student

1. Sundays-52, Sundays in a year, you know Sundays are for rest.
Days left 313.
2. Summer holidays-50 where weather is very hot and difficult to
study. Days left 263.
3. 8 hours daily sleep- 130 days GONE.. Days left 141.
4. 1 hour for daily playing- (good for health) means 15 days. Days left 126.
5. 2 hours daily for food & other delicacies (chewing properly &
swallowing)- means 30days. Days left 96.
6. 1 hour for talking (man is a social animal)-means 15 days Days left 81.
7. Exam days- per year at least 35 days. Days left 46.
8. Quarterly, Half yearly and festival (holidays)-40 days. Balance 6 days.
9. For sickness- at least 3 days. Remaining days=3.
10. Movies and functions- at least 2 days. 1 day left.
11. That 1 day is your birthday. How can you study on your B’day??????
Balance = 0 “How can a student pass?????”

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Ridhima — Sat, 23 Jan 2010 14:45:41 +0000

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The dismissed case

Ridhima — Wed, 20 Jan 2010 19:08:33 +0000

This is from an actual trial in the UK, A young woman who was several months pregnant boarded a bus.

When She Noticed a young man smiling at her she began feeling humiliated on Account of her condition. She changed her seat and he seemed more amused. She moved again and then on her third move he burst out laughing, She had him arrested.

Then the case came before the court, the young man was asked why he acted in such a manner.

His reply was: When the lady boarded the bus I couldn’t help noticing she was pregnant. She sat under an advertisement, which read ‘Coming Soon: The Gold Dust Twins’.

I was even more amused when she sat under a shaving advertisement, which read: ‘William’s Stick Did The Trick’.

Then I could not control myself any longer when on the third move she sat under an advertisement, which read: ‘Dunlop Rubber would have prevented this accident.’

The case was dismissed!

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Amazing love letter

Utkarsh — Tue, 19 Jan 2010 07:33:36 +0000

My dear frnd “Gajju” this letter is so awesome that I am taking the liberty to post it without asking for permission (as if I need to ). Its totally awesome. Remote 5.

Introducing Rhydemz

Utkarsh — Fri, 11 Dec 2009 18:28:47 +0000

Hi People….

We have got a new scribler for our blog. Ridhima Capoor aka Rhydemz….

A Simple female…. a True Leo… 26th july [dont forget to wish her] One of my old school friends… Asked her to write for us just like that and she agreed… I am so happy…. She has brought in a new perspective to our blog… What ever she has written or is going to write in future is going to be totally different from what all we have been writing till now. Hope you all continue reading our blog and enjoy…

We are awaiting your valuable feedback and comments.

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Give your 100% to Relations

Ridhima — Fri, 11 Dec 2009 09:32:18 +0000

A boy and a girl were playing together. The boy had a collection of marbles. The girl had some sweets with her. The boy told the girl that he will give her all his marbles in exchange for her sweets. The girl agreed.

The boy kept the biggest and the most beautiful marble aside and gave the rest to the girl. The girl gave him all her sweets as she had promised.
That night, the girl slept peacefully. But the boy couldn’t sleep as he kept wondering if the girl had hidden some sweets from him the way he had hidden his best marble.

Moral of the story: If you don’t give your hundred percent in a relationship, you’ll always keep doubting if the other person has given his/her hundred percent.. This is applicable for any relationship like love.

Give your hundred percent to everything you do and sleep peacefully.

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Utkarsh — Fri, 08 May 2009 11:08:56 +0000

After the inspiration from the Bush and Manmohan Singh shoe incident.

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Utkarsh — Fri, 08 May 2009 05:06:41 +0000

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Mtaram's Daze » Friends

Hi – Gaurav Sharma

Parenting To Raise Financially Smart Children

Buying Term Life Insurance

6 Financial Planning Misconceptions Demystified

Do You Do Your Regular Financial Check-ups?

Are You Guilty Of Financial Infidelity With Your Partner?

More from MtaraM

MtaraM Recommends

Please Support Sahas

More from MtaraM

MtaraM Recommends

Why do students fail in exams…?

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Life Before and Life after Marriage!- Funny

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The dismissed case

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Amazing love letter

Introducing Rhydemz

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Give your 100% to Relations

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Politicians, Helmet and Saint Gobain

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