Parenting To Raise Financially Smart Children

February 7, 2012

"Someone's sitting in the shade today because someone planted a tree a long time ago." Warren Buffet This quotation, it made me think that this is what children that were taught to be financially smart turned out as adults. This next made me feel that it was just not important to send children to school to learn how to count and write, but as parents to teach them about the value of certain aspects in life. With consumerism overtaking the economy even in developing countries of the world like India, many youngsters are having easy accessibility to credit cards and EMI’s, making our children realize the difference between a real want and need would make them financially smart for a lifetime. Hence smart parents should assume a vital role to render useful lessons of financial...

Buying Term Life Insurance

February 7, 2012

Buying insurance for protection and wealth creation has always been a very complicated task involving careful analyzes. The analysis involves the amount of coverage, reason for coverage and the term/time that the cover is required. Term policies taken for a specified period of time like 5, 10, 15, 20, or even 30 years helps to look after family’s financial commitments like education and marriage of our children and the day to day expenses for a reasonable standard of living. Term insurance policies that resemble motor/house insurance are not subject to the law of indemnity as damage due to human life cannot be measured. Taken for a specified period when financial obligations have to be met, no money is generally paid back if death does not occur in the period. A...

6 Financial Planning Misconceptions Demystified

February 7, 2012

Let’s start the useful exercise: Financial planning may mean different things for different people. Some assume that they need no financial planning as they have very little finances. Still others believe that once they have invested their savings for future their task is over. In addition some pre-conceived notions that company we work for, pays our medical and hospitalization expenses so we need no reserve, combined with the notion that a life insurance policy takes care of death, disability and accidents. The need for no financial planning is complemented with the myth especially among the young that their retirement is far away and they could easily plan for it just a few years in advance. To further complement this myth that our ancestors would leave behind estate and...

Do You Do Your Regular Financial Check-ups?

February 7, 2012

Just start the financial check-up: Noel Whittaker said, “Life is full of uncertainties. Future investment earnings and interest and inflation rates are not known to anybody. However, I can guarantee you one thing.. those who put an investment program in place will have a lot more money when they come to retire than those who never get around to it”. This meaningful quotation made me realize that we need to make regular financial check-ups to ensure that we have enough to meet our financial goals in life. Planning for financial goals require taking into consideration the present rates of earnings on investments, future earnings and rate of inflation that would affect our lifestyle and financial goals. It is vital that we all realize that regular reviewing our finances...

Are You Guilty Of Financial Infidelity With Your Partner?

February 7, 2012

Stories of financial infidelity: Mahesh, a successful upcoming software engineer’s life was in a real mess; it is good he realized it at least now. He had come to meet me for financial advice and plan. He started doing online trade after learning that his colleagues were making a lot of money. But he had lost heavily due to his ill-luck, inexperience and lack of knowledge. He indulged in tactics of taking loan from one to repay the other and taking loans from another to repay the earlier loan. Mahesh was in debt to the extent of 20 lacs, and his creditors were pressurizing him to pay back loans given. So far he has not disclosed all these things to his young loving wife, Lekha. Mahesh believed that Lekha was no good at finances and was just home bound. He also believed that he...

Tribute to my Nani Ma

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January 17, 2010

By Ridhima

The bond that a person develops with his mother can never be severed. You grew as a tiny soul inside her for nine months. She carried you and sustained you, sharing her sustenance with you through your umbrilical cord. When you are born the cord is severed. It is never severed in her heart. That bond lasts forever.
As we grow up we become our own people and may come to forget that woman who nurtured and loved us. Now that she is no more with us , we will always remember her for her teachings , her smile, her small small ways to take care of everyone, her good wishes and everything.
We will look for her in people we meet, we will look for her voice and for her words and many times will look beyond human understanding and belives.
She was an angel for most of us, gave us values and self awareness. She has guided us through life with her wisdom, her God‘s light.She steers us from wrong and leads us toward right way . She laughed with us in happy times and comforted our tears in bad one’s.
She does not need not a halo, or any silken wings honestly , even when her body was taken away , to be burned, I could see , the glory of God‘s blessing on her , her face scintillating in a mesmerizing manner. Blissful and pulverizing experience.
My angel, can be replaced by anyone else.
She will always live in our hearts and our minds. We will always embrace her in our thoughts. We will never forget you and never stop loving you. All of us will Miss u ! Always…

May her soul rest in peace.

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Tags: die, grandmother, love, miss, nanni, remember

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Author: Ridhima (110 Articles)

Witticism | Blogging | Philosophy | Spirituality | Online Junkie | Art Enthusiast | Gratification of senses | Technophile | Bibliophile |Totally Unleased… @Rhydemz on Twitter

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uberVU - social comments on February 22, 2010 at 2:55 pm

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