Parenting To Raise Financially Smart Children

February 7, 2012

"Someone's sitting in the shade today because someone planted a tree a long time ago." Warren Buffet This quotation, it made me think that this is what children that were taught to be financially smart turned out as adults. This next made me feel that it was just not important to send children to school to learn how to count and write, but as parents to teach them about the value of certain aspects in life. With consumerism overtaking the economy even in developing countries of the world like India, many youngsters are having easy accessibility to credit cards and EMI’s, making our children realize the difference between a real want and need would make them financially smart for a lifetime. Hence smart parents should assume a vital role to render useful lessons of financial...

Buying Term Life Insurance

February 7, 2012

Buying insurance for protection and wealth creation has always been a very complicated task involving careful analyzes. The analysis involves the amount of coverage, reason for coverage and the term/time that the cover is required. Term policies taken for a specified period of time like 5, 10, 15, 20, or even 30 years helps to look after family’s financial commitments like education and marriage of our children and the day to day expenses for a reasonable standard of living. Term insurance policies that resemble motor/house insurance are not subject to the law of indemnity as damage due to human life cannot be measured. Taken for a specified period when financial obligations have to be met, no money is generally paid back if death does not occur in the period. A...

6 Financial Planning Misconceptions Demystified

February 7, 2012

Let’s start the useful exercise: Financial planning may mean different things for different people. Some assume that they need no financial planning as they have very little finances. Still others believe that once they have invested their savings for future their task is over. In addition some pre-conceived notions that company we work for, pays our medical and hospitalization expenses so we need no reserve, combined with the notion that a life insurance policy takes care of death, disability and accidents. The need for no financial planning is complemented with the myth especially among the young that their retirement is far away and they could easily plan for it just a few years in advance. To further complement this myth that our ancestors would leave behind estate and...

Do You Do Your Regular Financial Check-ups?

February 7, 2012

Just start the financial check-up: Noel Whittaker said, “Life is full of uncertainties. Future investment earnings and interest and inflation rates are not known to anybody. However, I can guarantee you one thing.. those who put an investment program in place will have a lot more money when they come to retire than those who never get around to it”. This meaningful quotation made me realize that we need to make regular financial check-ups to ensure that we have enough to meet our financial goals in life. Planning for financial goals require taking into consideration the present rates of earnings on investments, future earnings and rate of inflation that would affect our lifestyle and financial goals. It is vital that we all realize that regular reviewing our finances...

Are You Guilty Of Financial Infidelity With Your Partner?

February 7, 2012

Stories of financial infidelity: Mahesh, a successful upcoming software engineer’s life was in a real mess; it is good he realized it at least now. He had come to meet me for financial advice and plan. He started doing online trade after learning that his colleagues were making a lot of money. But he had lost heavily due to his ill-luck, inexperience and lack of knowledge. He indulged in tactics of taking loan from one to repay the other and taking loans from another to repay the earlier loan. Mahesh was in debt to the extent of 20 lacs, and his creditors were pressurizing him to pay back loans given. So far he has not disclosed all these things to his young loving wife, Lekha. Mahesh believed that Lekha was no good at finances and was just home bound. He also believed that he...

Advertisement that will Make you Think

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December 24, 2009

By Ridhima

Your Decisions your Way ( Cieling of a Smoking Room)

Your Decisions your Way ( Cieling of a Smoking Room)

Chewing tobacco causes mouth cancer

Chewing tobacco causes mouth cancer

Drive safely

Drive safely

Protect children from online pornography

Protect children from online pornography

Child Abusive Awareness , Most child abuse is committed by the person a child and you trust.

Child Abusive Awareness , Most child abuse is committed by the person a child and you trust.

Save Girl Child

Save Girl Child

Feed the Children. The next time you waste food, think

Feed the Children. The next time you waste food, think

Encourage Adoption. Encourage Adoption

Encourage Adoption. Encourage Adoption

Save Girl Child. Dont neglect her everywhere.

Save Girl Child. Dont neglect her everywhere.

Parenting is by example. Children learn fast. Don't fight at home.

Parenting is by example. Children learn fast. Don't fight at home.

Stop Domestic Violence. 78% of domestic abuse incidents resulting in death occur in the victim's home

Stop Domestic Violence. 78% of domestic abuse incidents resulting in death occur in the victim's home

Stop Racism.Defend human rights against racial discrimination

Stop Racism.Defend human rights against racial discrimination

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Tags: adoption, Advertisement, cancer, chewing, child abuse, children, domestic voilence, drive safe, encourage, feed, girl child, Human Rights, Marketing, mouth, No wastage, parenting, photos, Pictures, pornography, racial discrimination, Senseful, smoking, stop abuse, tabacco, Thinking

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Author: Ridhima (110 Articles)

Witticism | Blogging | Philosophy | Spirituality | Online Junkie | Art Enthusiast | Gratification of senses | Technophile | Bibliophile |Totally Unleased… @Rhydemz on Twitter

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2 Responses to “ Advertisement that will Make you Think ”

Surbhi on December 24, 2009 at 6:20 am

Wat a learning Ads u hv collected I m surprised really…

Yes if Each and everyone starts following any one ad seriousely world be place to relive in…..

Appreciable……
Rhydemz on December 24, 2009 at 6:31 am

Thanks Dear … Indeed we all need to take up steps .. in some or the other way ..
We have to start from Today, this very moment, without wasting any time…

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